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Spectrum can offer you a state-of-the-art credit card terminal to manually enter your transactions or virtual terminal software. We give you the lowest discount rates for mail order/telephone order businesses that do not swipe their credit card transactions.

Click on a brand name below to find the terminal or software solution that best fits your needs. (Will open in a new window.)


You may also be able to use Internet processing. Click here for our Online Solution.

•MO/TO (Card NOT Present) Rate•
Discount Rate 2.19%
Per Transaction Fee .22¢
NO application fee! NO setup fee!
We'll beat ANY advertised rate by 10%!
•For AMEX Rates click here•

Apply now! - or - Request more information


©2003-2006 Spectrum Merchant Services. All rights reserved.
Spectrum Merchant Services is a registered ISO/MSP of JPMorgan Chase Bank, Hicksville, NY
and of BancorpSouth Bank, Tupelo, MS.
American Express and Discover require separate approval.